Terms & Conditions

1. General Provisions

These Terms & Conditions (hereinafter — the Agreement) govern the relationship between the owner of the Lumivance brand, its websites, applications, software, and related services (hereinafter — the Service, We, Us, Administration) and any individual using these resources (hereinafter — the User, You).

By accessing or using any Lumivance product, You confirm that You have read, understood, and unconditionally accepted this Agreement.

If You disagree with any part of it, You must immediately stop using the Service.

2. Nature and Purpose of the Service

Lumivance provides access to software, analytical, and informational tools, including those utilizing artificial intelligence technologies, solely for informational, exploratory, experimental, and entertainment purposes.

Lumivance is NOT:

• a law firm, legal consultancy, attorney, notary, or legal advisor;
• a medical organization, clinic, physician, pharmacist, or healthcare provider;
• a financial, investment, brokerage, tax, or accounting advisor;
• an educational institution, certification center, or licensed training provider.

All information provided by Lumivance is non-professional, non-binding, and for informational purposes only.

Users are solely responsible for evaluating the accuracy, relevance, and applicability of any information received.

3. Use of the Service

The Service is used entirely at the User's own risk.

Lumivance is provided "as is" and "as available", without any warranties of any kind, whether express or implied, including but not limited to:

• accuracy, completeness, or reliability of information;
• fitness for a particular purpose or intended result;
• uninterrupted or error-free operation;
• compliance with local or international laws or regulations.

The User agrees to:

• use the Service lawfully and ethically;
• refrain from disrupting or attempting to disrupt the functionality of Lumivance;
• independently evaluate and bear the consequences of using any data obtained;
• make no claims against Lumivance or its owner for any damages, losses, or inaccuracies.

4. Paid Features and Refunds

Lumivance may offer access to paid features, subscriptions, or premium content.

All payments are final and non-refundable, under all circumstances.

Lumivance does not issue refunds for:

• dissatisfaction with results, expectations, or performance;
• technical failures, downtime, or restricted access;
• feature modifications, removals, or termination of the Service.

By completing any payment, the User irrevocably waives the right to any refund or reimbursement.

5. Disclaimer and Limitation of Liability

Lumivance, its owner, affiliates, partners, contractors, and representatives:

• bear no responsibility for any losses or damages, direct or indirect, arising from the use or inability to use the Service;
• do not guarantee the accuracy, legality, completeness, or timeliness of any information provided;
• are not obligated to provide support, maintenance, or compensation;
• disclaim all warranties, whether express, implied, or statutory.

The User explicitly acknowledges and accepts all risks associated with using the Service, including but not limited to data errors, inaccuracies, misinterpretations, and any resulting consequences.

6. Intellectual Property

All content within Lumivance — including software, algorithms, interfaces, text, design, graphics, and other elements — is the intellectual property of the Administration or its respective partners.

Any reproduction, modification, distribution, resale, or commercial use of Lumivance materials without prior written consent is strictly prohibited.

7. Privacy and Data Handling

Lumivance may automatically process limited technical data (such as user identifiers, interface language, and session logs) solely to ensure proper service functionality.

Lumivance does not collect, sell, or share personal data with third parties, except as required by law.

Lumivance is not responsible for the privacy policies or data handling practices of third-party platforms (including Telegram, Google, Meta, or others) through which Users access the Service.

8. Modifications and Termination

Lumivance reserves the right to modify, update, suspend, or discontinue the Service or this Agreement at any time without prior notice.

Continued use of the Service after any modification constitutes acceptance of the updated Terms & Conditions.

9. Governing Law and Dispute Resolution

This Agreement shall be governed by and interpreted in accordance with the laws of the Republic of Estonia.

All disputes shall be resolved exclusively by the competent courts of Estonia.

Lumivance is under no obligation to participate in any legal or pre-trial proceedings initiated by Users or third parties.

10. Final Provisions

Lumivance does not guarantee that its information or tools comply with the laws or regulations of any specific country.

Users are fully responsible for how they interpret and apply any data or results obtained through Lumivance.

Lumivance assumes no responsibility for the content, accuracy, or safety of third-party links or resources.

By using Lumivance, the User confirms full understanding and unconditional acceptance of all terms contained in this Agreement.

Contact Information

Telegram: @LumivanceAI

Email: support@lumivance.co

Website: https://lumivance.co